CrediQ is a Buy Now, Pay Later (BNPL) solution that allows your customers to purchase products or services immediately and pay in installments over time, while you receive payment upfront.

CrediQ allows merchants to offer a seamless credit sale transaction with the customer without incurring the credit risk.  The customer shops at the merchant and when ready to pay, chooses CrediQ at checkout.  The CSR collects the required customer information, fills out the online application and processes the sale through CrediQ. The process takes no more than 10 minutes the first time.  Future sales to the customer are even faster. 

CrediQ can help increase sales, improve conversion rates, boost average order values, and attract customers who prefer flexible payment options.

That is what makes it special. At the time of the sale to the customer, CrediQ settles the sale value with the merchant and takes on the responsibility of managing the customer account over the credit period.  Clean and simple, no credit risk.

Glad you asked. At CrediQ our goal is to offer life's essentials and a wide a range of products to customers through flexible, affordable monthly installments. Contact us to find out if your products qualify for CrediQ credit.  We will be happy to work with you.

Customers select CrediQ at checkout, complete a financing application, and once approved, the transaction is processed. CrediQ manages customer repayments while you receive payment according to the merchant agreement.

Any eligible business that sells products or services and meets CrediQ's onboarding requirements can apply to become a merchant partner.

You can submit a merchant application through the CrediQ website. Our team will review your business and contact you regarding next steps.

CrediQ supports a wide range of industries including retail, electronics, furniture, applianes, security systems, air-conditioning, and eyewear. Contact us with any inquiries.

Yes. CrediQ handles the customer's installment payments while helping merchants receive payment without managing customer collections directly.

CrediQ manages customer repayment obligations according to the terms of the financing agreement. Merchants are not responsible for collecting customer installments.

Yes. Depending on your business setup, CrediQ can support both e-commerce and physical retail transactions.

Financing limits and minimum purchase requirements may vary by merchant category and customer eligibility.

Customers complete a financing application, and approval is based on CrediQ's eligibility and verification criteria.

Yes. Both new and existing customers can apply for financing through participating CrediQ merchants.

Refunds are processed according to CrediQ's merchant policies and the terms agreed upon between the merchant and customer.

Yes. CrediQ may provide marketing materials, digital assets, and promotional support to help merchants promote flexible payment options.

Yes. CrediQ uses secure systems and verification processes to help protect customer and merchant data.

Approved merchants have access to their sales transaction information to help monitor financed sales.

Our merchant support team is available to assist with onboarding, transactions, customer financing questions, and technical support. Contact us through our  support channels.

BNPL options can make larger purchases more affordable for customers, helping businesses increase sales, attract new customers, and remain competitive in today's marketplace.