Who We Are
CrediQ is more than just credit — we are your payment partner.
About CrediQ
CrediQ is a modern Buy Now, Pay Later (BNPL) service designed to empower both everyday shoppers and businesses across the Caribbean. We help consumers get what they need now and pay over time in simple, affordable installments – with no hidden fees or surprises. At the same time, we partner with retailers to boost sales and customer loyalty by offering flexible payment plans without adding risk for the merchant. Founded in Trinidad & Tobago and expanding throughout the region, CrediQ is using fintech innovation to make credit more accessible, transparent, and stress-free for all
Empower Your Purchases
Flexible Payment Solutions with CredIQ
For consumers
CrediQ means freedom and flexibility. Whether it’s a new appliance, a pair of glasses, or a smartphone, you can split your purchase into manageable monthly payments that fit your budget. Choose a plan ranging from 6 up to 36 months – whatever works best for you. Approval is quick and easy, and there’s no impact on your credit score for checking your eligibility. Our goal is to remove the upfront cost barrier so you never have to put life on hold because of a price tag.
For our merchant partners
CrediQ is a smart way to grow your business and convert more customers at checkout. When shoppers choose CrediQ, you receive the full payment upfront, while we take care of installment collection, credit assessment, and ongoing management. By offering flexible payment options at the point of sale, CrediQ helps you attract new customers, boost average order values, and encourage repeat purchases. All of this comes with zero credit risk and no operational hassle for your business.
Our Values
Our guiding values shape every decision we make at CrediQ
Customer Focus
We believe everyone – regardless of their background or financial situation – should be able to access life’s essentials with respect, excellent service, and even rewards for their loyalty. Everything we do is designed to put our customers’ needs first, making financing convenient and trustworthy.
Merchant Partnerships
We succeed when our partners succeed. CrediQ works hand-in-hand with like-minded merchants to drive meaningful, stable growth, prioritizing long-term prosperity over short-term gains. We are committed to win-win collaborations that help businesses thrive by delighting their customers.
Integrity & Transparency
Trust is at the core of our business. We uphold the highest standards of integrity through robust policies, strong governance, and strict regulatory compliance in all operations. Our customers and partners can count on fair, transparent terms with no hidden fees and no fine print surprises.
Community Commitment
We care deeply about our community and our region. From supporting sustainable development and protecting the environment to helping those in need, we aim to make a positive social impact with everything we do. CrediQ isn’t just about transactions – it’s about building a more inclusive and resilient Caribbean economy.
Our Story
We started CrediQ because we know firsthand the challenges people face when an important purchase can’t wait. Many of us have felt the stress of needing something urgent – like a refrigerator for the family – and not being able to afford the full cost upfront. In the Caribbean, that stress is very real. CrediQ was born to change this reality. We set out to give individuals and families the power to choose when and how they pay for what matters most, on their terms. No gimmicks or hidden catches – just straightforward tools that make life easier.
Since launching our BNPL service in Trinidad & Tobago, we’ve been thrilled to help countless customers take control of their budgets and get the items they need without worry. And we’re just getting started – with plans to expand to new markets across the Caribbean, we’re bringing our flexible financing solution to more communities every day. Through it all, our vision remains the same: to transform the way people shop and pay, by building a payment partner you can trust to have your back every step of the way.
