Who We Are

CrediQ is more than just credit — we are your payment partner.

Empowering Smarter Spending in the Caribbean.

CredIQ is a Buy Now Pay Later service rooted in the Caribbean, designed to help individuals obtain what they need when they need it—all while paying in straightforward, manageable installments. Our mission is to make credit feel accessible, transparent, and empowering—without the stress or hidden fees. Whether you are in need of a new pair of glasses, a phone, or a refrigerator for your home, we believe that flexible payment options should cater to your needs.


We are excited to launch in Trinidad & Tobago and soon expand across the region serving the wider Caribbean.

More about us

Our Core Values

A Strong and Vibrant Team. Cutting Edge Technology. Lean and adaptable business model

Group of people with a star above them, connected by a curved line, possibly symbolizing achievement or leadership.

The Customer

We will enable everyone, regardless of wealth or background, to access life's necessities with exemplary service, respect, and loyalty rewards.

Hand with thumbs up and checkmark icon.

The Merchant

We will collaborate with like‑minded merchants to drive meaningful, stable growth, prioritizing long‑term prosperity over short‑term gains.

Gear with a checkmark inside, surrounded by four people icons.

Corporate Governance

We will uphold highest levels of integrity via robust policies, governance, and strict regulatory compliance across all operations.

Group of people inside a hexagon with connecting circles, representing a network or team.

The Social Community

We will strengthen community, advance sustainable development, fight illness, assist the vulnerable, and protect the environment.

Born from a Real Need

Many of us know what it’s like to need something — and not be able to pay upfront. Whether it’s for a new pair of glasses, a phone, or a refrigerator for your home — the stress can be real. We created CrediQ to give Caribbean families and individuals the power to choose when and how they pay. No tricks. Just tools that work.

Try it Out

Your Terms Your way

Find the payment plan to suit your wallet

Sign Up for CrediQ
Blue rectangle with rounded corners on a green background.